Medicare Prescription Drug plan

Medicare Prescription Drug Plan (Part D) adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans also may offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

Open enrollment starts in October and goes through the beginning of December. Call to schedule a time to discuss your options: 660-665-4666 or 800-624-1473.

Drug formularies

Each Medicare Prescription Drug Plan has its own list of covered drugs (called a formulary). Many Medicare drug plans place drugs into different "tiers" on their formularies. Drugs in each tier have a different cost.

A drug in a lower tier will generally cost you less than a drug in a higher tier. In some cases, if your drug is on a higher tier and your doctor thinks you need that drug instead of a similar drug on a lower tier, you or your doctor can ask your plan for an exception to get a lower copayment.


Get Medicare Part D help

Sound confusing? The professional staff at Rider Drug can help. Our experts in Medicare Part D are ready to help you understand your coverage and make calls on your behalf to get you the best medicine at the best price.